Buyers Guide
You have decided to enter the property market for the first time - but what next? Buying a house is a big financial commitment, and can be a lengthy exercise. Here is a home buyer’s guide that provides advice to help make the home-buying experience as easy and problem free as possible. You will find all the information you need about the process from house hunting and applying for a bond to transferring a house into your name.
Become a first time home buyer
Do your homework and decide if this is the right time to enter into the property market. Prepare yourself by doing a credit check and applying for a pre-qualified home loan. From here you will know what your monthly instalments will be and you can base your monthly budget according to these numbers…
Save for a home deposit
Your first step before entering into the property market should be saving towards a home deposit.
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Check your credit profile
Knowing your credit status is important when applying for your first home loan.
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What home can you afford?
Working out how much you can afford when buying a home is simple. Your bond repayments shouldn't exceed 30% of your monthly income.
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Apply for a pre-qualified home loan
Applying for a pre-qualified home loan is a vital step as it will confirm the bond amount that you qualify for.
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