Buyers Guide
You have decided to enter the property market for the first time - but what next? Buying a house is a big financial commitment, and can be a lengthy exercise. Here is a home buyer’s guide that provides advice to help make the home-buying experience as easy and problem free as possible. You will find all the information you need about the process from house hunting and applying for a bond to transferring a house into your name.
Applying for a bond
When your Offer to Purchase contract is accepted, gather all the relevant documents required to apply for a bond. Choose a mortgage originator or go to the Banks directly to apply for a home loan.
How bonds work
In simple terms, a bond is a loan for which your house functions as the collateral. Find out how they work…
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How do I get a bond?
Now that the Buyer and Seller have come to an agreement and have both signed the Offer to Purchase, it is time to apply for a bond.
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Relevant documents you will need
Once you have decided where to apply for your bond and which option suits you best it's time to present the following important documents…
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The bond approval process
Once your chosen bank has received all the relevant documents, the mortgage approval process begins.
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