Property Advice Articles in South Africa

One of the most important aspects of achieving greater financial freedom is having emergency savings in place – especially if you own your own home.

Whether you’re dreaming of owning your first home, adding extra to your bond repayments, or upgrading your existing property to increase its value – it all starts with smart saving.

Why does your real estate agent need your FICA documents? It's all about protecting your transaction and fighting financial crime. A compliant agent ensures your investment is safe.

In a housing market marked by shifting interest rates, tight inventory in some regions, and eager demand in others, negotiation remains one of the most crucial—and often misunderstood—parts of any property transaction.

​Managing a home loan is a significant financial commitment, and finding ways to reduce monthly instalments can provide much-needed relief, especially in challenging economic times.

Whether that means a secure estate, a lock-up-and-go apartment, or a property closer to family, the right move can offer both convenience and peace of mind.

Ultimately, understanding how interest rates work will help you make informed decisions when taking out or managing a home loan. If you are unclear about anything, set up an appointment with a financial advisor or a bond originator to help gain a...

While pets bring immense joy and companionship, they also come with many financial commitments. Responsible pet ownership requires budgeting for initial and ongoing costs to ensure a pet’s well-being without straining household finances,

South Africa’s property market is currently subdued, with the average time on market (the length of time a listing takes to sell) hovering anywhere from several weeks to several months depending on property type and area.

Whether you’re looking to upgrade your home or improve its resale value, there are several effective strategies to boost your equity quickly.

Your year-end bonus is more than just an excuse for a short-term treat – it’s an opportunity to build a stronger financial future.

The key to making a smart decision lies in understanding when and how to use home equity effectively.

There are still plenty of opportunities on the property market for those willing to put in the effort, stay focused, remain positive, and work the strategic angle.

There are ways to repair your credit score and to improve your chances of being approved for home finance.

When deciding on a price bracket, most buyers will find out how large of a home loan a bank will offer and use that as their house hunting budget. But is this the most effective way of setting a budget, and if not, what should we be doing instead?

While the convenience of this online migration offers numerous advantages, it also introduces cybersecurity risks that can have devastating consequences for its victims.

If the inflation rate continues to decline, opens up new opportunities for aspiring homeowners, but they need to make sure they are well-positioned to take advantage of these favourable conditions

Find out how best to reduce your home loan interest rate and explore the benefits of downscaling your home.

Distressed is the term used to refer to a property where the homeowner can no longer afford the bond repayment and has consistently missed payments - the property is then “distressed”.

Tax season is upon us and individual taxpayers have until 23 October 2023 to submit their returns. For landlords and for those who work from home, this presents an opportunity to claim back for certain expenses.